For anyone who is attempting to settle a debt or re-negotiate with your lender or credit card company. Use the following Cease and Desist letter. Send your letter via Certified Mail Receipt – you can confirm delivery right from the USPS website.
If you have any question, please don’t hesitate to call me personally 623-252-0545.
City, State, Zip
Pursuant to my rights under Fair Debt Collection Practices Act (FDCPA), 15 U.S.C. and Section 805. regarding Communication with Debt Collection, and specifically Section 805(c) Ceasing Communication. I am now demanding that you cease and desist communication with me, as well as my family and friends, in relation to this and all other alleged debts you claim I owe. You are hereby notified.
If you do not cease immediately I will file a formal complaint with my State Attorney General’s office so they have a copy on file. Additionally a copy of all notifications including this one will be mailed to the Federal Trade Commission due to your violation.
<<Use for Second Notice>>
Attached are records to prove you have received the first notice. You are breaking the law and my Attorney will pursue you from this point.